Whose money it was decides what can be proved
A proxy wager can be funded three ways: from the chooser own rail, from the holder balance, or from a third card. Which one it was is the only part of the arrangement the operator can observe, so it decides whether the bet is flagged at all, and it decides what the holder can honestly say if a dispute follows.
- chooser own rail
- 560
- holder balance
- 250
- third card
- 90
- rail share
- 62.2%
- holder-funded share
- 27.8%
- rail mismatches flagged
- 40
Of the 900 sampled proxy wagers, 560 were funded from the chooser own payment rail, 250 from the holder balance and 90 from a third card. Only the rail tells the operator anything, which is why the 560 are the ones able to raise a flag and the 250 funded from the holder own balance are indistinguishable from a normal bet.
| funding | count | what the operator can see |
|---|---|---|
| the chooser own rail | 560 | a payment in a name that is not the holder - the one visible signal |
| the holder balance | 250 | nothing: the bet looks entirely ordinary |
| a third card | 90 | a card that is nobody in the file, refused on the way out |
| total | 900 | 62.2% funded from outside the account |
The balance is the blind spot
A holder may fund any bet from their own balance, and there is nothing in that to inspect. It is the reason a proxy arrangement can run for months inside a verified account: the account is funded normally, the bets are placed normally, and the only irregular thing - who chose them - leaves no trace at all.